You've already got substantial income and the next step is creating the vehicle to protect that income and over time increase it organically - a self driving car if you will.  

Proper siding generally withstands pressure washing, which hits it with heavy PSI and at the opposite angle of what is normal (from the bottom). 

NJ is an extremely tenant heavy oriented state.

What is your financing vehicle?

Business Ownership and Real Estate are the two biggest vehicles towards building an empire.

I’ve found loan servicing programs but they are very heavy... anyone have something they use and like?

One loaned $3K with the title of their vehicle to be held as a collateral.

Our hypothesis is bank turned the power off months ago, sump pump stopped running, water from heavy rains we have been getting has just been building and sitting over time, possibly 1-2 months. 

Something with high execution risk like ground up construction or heavy value add, is going to be much more susceptible to a downturn than something like a core real estate investment that has much lower execution risk.As a conservative investor, at this stage of the cycle, I don't invest in anything unless I can run a recession stress test on it.

The bigger the company the higher their overhead, the more money they spend on advertising and marketing plus workman's comp, insurance, and manytime even the vehicles and tools.