I'm feeling like yes, having her reapply, seeing when her unemployment runs out, money in the bank, current job search status.

Look at real estate professional status closely, this area of the tax code(section 469) is where I think If you worked with the right real estate-focused accountant you could save 100s of thousands of dollars. 

My personal goal is to generate as much cash flow as possible so I can reach FIRE status as soon as possible and then just invest in RE full time.

I owned bed and breakfasts for 24 years and house hacked them living among the guests.

It offers greater flexibility for the number of guests the unit can hold.

Farman, I had an interesting guest w/ padsplit on my Jax CRE podcast.

Most people are lemmings and would rather have the false confirmation that their paycheck will always be there; until it isn't.I have many friends and family who rather have a steady paycheck and keep with the status quo then roll the dice.

The contractor just installed it and didn't order the inspection despite us requesting the status of it.

Non-QM are Generally about 3/4% to 1% higher than Conventional rates, but that really depends on the program, your credit score, LTVs, occupancy status, income documentation type used (if any)...and the list goes on.

I recently heard an (non-BP, don't know if I'm allowed to say where) REI podcast where the guest talked about investing in international coffee farms (in Panama).