:)  Less people are looking right now so they seem to be popping up more and more :) I also use a somewhat different analysis model to determine how suppressed NOI might be from subpar PM performance or exorbitant PM cost structure(s).Let's chat more if you're interested, I'm always eager to meet more people in this space.

Even if we knew that, we wouldn’t be able to guess the lending institutions appetite for lending even more money.We also can’t predict this Federal Reserve, the governments ability to raise debt ceilings and fiscally stimulate the economy, or a miriad of other variables.

I like real estate but thats the typical equities/401k/mutual fund person however using derivatives and advanced strategies you could make about 8-15% per month equating to much higher annualized returns of 100%+ but its not with out effort, dilligence, appetite for risk, trend analysis, and most important knowledge.The strategy is called an Iron Condor buying multiple put/call options in a channel and "like," real estate you're making money on the spread in buy/sell and is only effective in a market that is trading "statistically," in a narrow channel.Its funny when people talk stocks they talk mutual fund/401k type investments but that is where the masses are.

The view is purely subjective, how do you quantify a guaranteed 5% versus your "hypothetical," 6% yes there is a potential gain and loss each person will have to factor their own appetite for risk/reward to see if it's worth it for them personally.A loss of 50% in value requires a 100% gain just to break even, should anyone be subjecting their retirement to that risk?

Florida has high insurance rates so that suppresses your cash flow in Jacksonville and Orlando.

That may actually be a plus for real estate as there is no appetite  amongst Americans for serious shut downs of the economy.

I've found a FEW banks that like what I do, but with one I'm very close to hitting their FDIC limit on loans, so very likely by March I'll hit the limit and be seeking another small bank that has an appetite for rental properties.Although I primarily rely on private money, I've tried to expand what I do and have even done a few (Extremely profitable might I add?)

Thanks to all, I definitely like the strategy of taking the lowest comp and knocking a percentage off of that, whether it be 10%, 15%, or even more depending on your appetite. 

I do the "Sergeant Schultz" routine pleading ignorance of the specifics of what we can offer and put them in touch with one of the firm's partners for a chat.Unless your appetite for risk is exceptionally high, I wouldn't just lend a mortgage or partner for equity to just anyone with a good story and your gut feeling that you should shower them with your millions.

It’s funny, I’m doing deals my Father would say he doesn’t have an appetite for.