Because with detailed plans, examination of alternative causes and getting involved even when the trend is not favorable can make a person start making profits from real estate when he is old as well as when he is young.Good luck!

You’ll lose your shirt  Don’t forget your alternative.

The other alternative would be a DSCR loan to your entity with both or either as a personal guarantor. 

Financially it's almost always better to leverage but less so in higher interest rate environments when there are good investment alternatives, and not everything in life is or should be done for purely financial reasons. 

Although there are companies who use lower standards (paneled walls, presswood floors, etc), the companies I have worked with in Florida use higher end materials like tongue and groove plywood floors, 100% drywall construction with 2x6 walls, spray foam wall insulation, granite counter tops, etc...and then we delivered them in 2 pieces via semi truck (or as many as 8 pieces depending on size and number of floors).

We continue to pursue alternative refinancing options and anticipate having a new loan closed within the next six months.

WERE STILL $40,000 IN DEBT AND IF I WANT TO WATCH THE free YOU TUBE VIDEOS I CAN KEEP TRUCKING ALONG BUT FEEL LIKE WE GOT SUPER SCAMMED. 

I guess I’m looking at alternatives options, if this is to hinder me acquiring in the future  

If building a relationship based on trust and offering multiple alternate solutions to prove my identity is demanding and "beotchy" then guilty as charged.

Recognizing that I'll need to discuss options with an attorney, I'd like to have a few alternatives to bring up and talk through with them.