Hey everyone, as I'm sure you all know, it's hard to find properties that cash flow (or really even come close to 0) with the traditional 20% down and 7% interest rate that we currently have.

Students need housing year-round, and new students arrive each academic year.Higher Rents: Student rentals can often command higher rents per bedroom compared to traditional rentals.

A house that cheap is going to be difficult to finance with traditional methods.

@Andrew Lopez, in MANY cases for the numbers on a BRRRR deal to work out the property needs to be very distressed and often not eligible for a traditional loan for the initial purchase.

This can be a good option if your W2 income doesn’t qualify you for traditional loans.6.

I no longer qualified for traditional financing because I already own many rental properties and my DTI was high for the bank, so I purchased these in a business entity with a trusted private investor and was able to refi the 1st property/sell the 2nd property to pay back my investor and ultimately keep the better property for zero money down.

- What are the downsides for the landlord, compared to a traditional residential lease to a family for instance?

My Experience with Upside Investments:As someone who prioritizes my time but recognizes the potential for wealth creation in real estate, the idea of traditional, hands-on investment wasn't ideal.

I've used Trachte for traditional buildings in the past and have also been pleased. 

Since you are essentially buying the property 100% financing between your HELOC and financing, make sure you can afford it as if the property goes south, or you have to short sale it, make sure you are in a financial position to be able to still afford those payments on the LOC. 99% sure you will not find a cash flowing property using traditional financing and the HELOC.