Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

If you are setting aside funds for capex, taxes, insurance, or other expenses that don't occur monthly, transfer those funds to Savings each month and hold them there until it's time to spend them.

I need to spend a little more time researching this.

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

Join more than one - you will fairly quickly figure out where you spend most of your time, which will tell you all you need to know!

If done right that property will make you way more money then you’ll spend in interest.

The key factor is physical presence, which, as you mentioned, requires being in the U.S. for at least 183 days during the calendar year.However, it’s essential to note that the substantial presence rule can apply to foreign property owners who spend extended time in the U.S.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

If your numbers are correct, you may have a BIG $ winner here; there’s enough room to spend extra to ensure a problem free transaction, imo.  

I'd like to check and make sure I'm on the right track.BTW: I make around 80k per year and I live in central Florida.Here's my strategy:- I'm currently living with family and reducing spending.