Private investments are not.

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

Are they holding the money, or are they spending it?

Get to a point of having enough cash flow for me to spend less time on my job and more time with young kids in 5 years2.

Not spending money.  

But if they spend more than 5 minutes looking at the SB rental market, they will likely see that they are in a great situation and won’t fight too hard.   

Personal background: Married with no kids, 100% debt free, live a rather tame lifestyle and don't spend large amounts of money, two newer vehicles (2020 & 2024) so no vehicle purchases expected for the next 10 years. 

Enough” - “Your success as an investor will be determined by how you respond to punctuated moments of terror, not the years spend on cruise control”The Noticer: - “One way to define wisdom, is the ability to see into the future the consequences of your choices in the present.

He is also an investor as well so he “gets it”happy to privately share his info.  

Take advantage of that VA loan again too - much better terms than going with a private lender/DSCR type loan.