First congratulations on taking your real estate education seriously and putting yourself out there by posting on the BP forums.

Your post made me think of this.

No issues on property, except a faulty leaky toilet that was fixed same day as tenant posted maintenance issue.

I used nothing but systems to get to this point as I had a successful and stressful career where I travelled a ton.  

Or is it a hard money then DSCR post?

Trust me, I have been there.I suggest you try to House hack in cities that you are already familiar with and have some connection with.Hire a great investor agent in that market and ask them all your questions and concerns.That I believe is the best way to get personalized advice tailored to your goals and lifestyle.You giving out Cleeveland and Toledo on your post will only attract biased opinions and advise.Only you know what you truly like, want, and can deal with.As Nicolas said, read this post and comments and hope that gives you a new perspective. https://www.biggerpockets.com/forums/12/topics/1215726-break...https://www.biggerpockets.com/forums/963/topics/1195280-expe...https://www.biggerpockets.com/forums/48/topics/1137397-balti...Goodluck and keep us posted.

*This post does not create a CPA-client relationship.

I described the deal killer persona in the post.

Secondly, I think by posting on here you are taking steps in the right direction!

https://nationalmortgageprofessional.com/news/study-reveals-....Not sure BP will allow that link to post, if not just google " 10000 saved using a broker vs direct lender" and you can find the article.On the flip side, there are some banks and credit unions that could offer products that they do not allow to be brokered.