As a property investor or manager, it's crucial to grasp the concept of capital expenditures (CapEx) in multi-family properties. CapEx refers to significant investments made to maintain, improve, or upgrade a property...

Merchants Bank MN See Pavel UshakovPenFed - max 3 other properties, 89% LTV Regions- yes HELOC but no LOC SCCU Florida 70% LTV, 6.25% interest only, not LLC Sound CU "non-owner occupied HELOC, capped at $150K and interest rates are prime + 2%, 3% or 4%, based on credit, not to exceed 70% ltv.”S&TTCF BankTD Bank TIAA Direct was EverBank Tower FCU, all states except TX, max 45 DTI, green card ok.

Hi @Tony NguyenThis is true but also is going to have a a few contributing factors, such as the type of rental and how much you are engaged in running the property.It sounds like your research is specific to LTR properties which do have a cap.

I've heard that one should add 10 basis points per year to the purchase cap rate to derive a reversion cap rate.

One thing to look at in detail is the advertised cap rate and advertised NOI.

On a 5+ Unit, lenders will require a minimum DSCR of 1.15, LTV will be capped at 75%, and the property must be at least 70% occupied. 

Evaluate prope­rties carefully - cash flow, cap rates, de­mand.

There is no time cap on the $1M mark.I have immersed myself in many educational materials over the years and plan to continue doing so wrt multi-family RE investing.

HELOC: they are out there, but you typically have to hold title in your name and not under an entity. 70% LTV is usually the cap, and rates are double digits (mid teens).

I know the due on sale clause is unlikely to be called by the bank, but don't want to sell with even a small mortgage balance left.Seller finance is to lessen the cap gain/depr recap tax hit.