They have a unified messaging service which includes a toll free number forwarded to any phone, you can control the schedule and if you want the caller to announce themselves before you accept the call.They also have the efax function where electronic files can be faxed, plus your email messages can be "read" to you over the phone.

Is this an "official appraisal"?

Some of these appointed officials can be notoriously difficult to deal with.

However, Fannie Mae finanlly posted their announcement of their expected change on 9/5/08.

There are actually very clear and defined factors that must be reached for the economy to officially be in a recession.

If the bankruptcy has not been officially "closed" then it will affect a short sale.

. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ http://www.iht.com/articles/2008/09/07/business/fannie.php The U.S. government's planned takeover of Fannie Mae and Freddie Mac came together hurriedly after advisers poring over the companies' books for the Treasury Department concluded that Freddie's accounting methods had overstated its capital cushion, according to regulatory officials briefed on the matter.

That's the first official step.

Today, on Yahoo, it was announced that the Gov't would bail out both Freddie and Fanny, as well as insure the loans that they currently have opened.

Friday September 5th 2008 Fannie issued an announcement pertaining to what most of us expected was coming.