I'm happy to share my knowledge and expertise with you : ) .Thank you,Sarah

So, they rely on my expertise to help them with the process. 

Any form of lending can make money but the risk model has to be really really conservative with unsecured and 2nd positions.  

Humidity too high, temp hi or low so I can adjust.Mike thank you; I did see that, it's potentially from an older model of Nest, there is no 'Temperature Range' option in settings. 

I utilize a personal financial statement accompanied by a schedule of real estate owned document via an excel model.

His business model is intriguing because instead of charging me a monthly fee, he charges a set up fee and then a commission on every deal you close.

I've heard a number of positive things about you and your business model.

Especially the new models that are very fast very heavy.. etc..just a disaster waiting to happen.

Rates and terms vary widely based on the relationship and agreement between the lender and borrower.Comparison:Interest Rates and Fees: Both can be high, but private money might offer more favorable terms if you have a good relationship with the lender.Approval and Flexibility: Private money can be more flexible and tailored to your needs, while hard money has standardized criteria.Source: Hard money comes from companies; private money comes from individuals.Your business partner’s model has worked well, but diversifying your financing sources is smart.

I am switching to a wholetail type model since the regulations against wholesalers are coming more and more.