If I house hack and live on the property, I sacrifice living in my own home which has been my main goal over the last couple years. 

Quote from @Devin Peterson: Quote from @Hassan Tejan-Kella: Hello all I'm a 6 year investor mainly involved in long term rentals.

I can see where it would be attractive for the tenant, but it seems that it could be a hassle for the landlord.

Our real estate expertise was instrumental in maximizing interest and attracting offers.

Hi Kyle, not sure what you mean by underground, but I'm based in Seattle and invest in mainly midwest markets (Detroit and Memphis) where I have 9 (soon to be 10) doors.

You could also present the deal to other local investors or private lenders who might jump at the opportunity, given the attractive terms.

I realized we would not get the same valuation as the main home but at $130k for 440sq ft I did not realize we could be in a negative equity position.  

It's technically not an ADU if it's the only property on land as it's an accessory dwelling unit to a main unit.

Colorado Springs is a beautiful place to live and will continue to attract new residents from all over the country for decades to come! 

I do however, have full availability on my HELOC, various credit cards that are offering me 0% balance transfer checks for up to 12 months, and various retirement funds (Roth IRA, traditional 401k, etc.)I'm already a homeowner in SoCal, but I want to buy my first LTR SFR someplace like Cleveland since the price point is attractive.