@Dustin WoodleyI use a spray bottle of rubbing alcohol when applying silicon.

I would probably leverage it with a line of credit while you have it, most will look at your liquidity and net worth as well as credit score and experience.

Biggest things will be some liquid assets, 20 to 30k, some experience with buying a property (some HML will not need experience, but experience can open door to higher LTV and better rates), fair credit, 600 to 650.

They will look at your credit score, experience and liquidity.

Our current investment horizon is about 1 year our so it seems like a savings account is our best bet to keep the cash liquid.

Taxes/ year: $3,002,  Insurance: $1,573,  Trash/ year: $654,   Electric/ year (exterior lights): $420,   Water/ year: $1,200 sewer/ year: $1,500,   Spray for bugs/ prevention: $311/ year,    Lawn cutting/ year: $640,   Misc (furnace filters/ 9v batteries): $250I have gotten mixed reviews back from my colleagues when they go over these numbers with me.

If your partners are as incompatible as it seems, hire a lawyer to liquidate the partnership it as easily as possible to get what money you can out if it.

Hi Gabriella,When I bought my first house-hack, I had about $20K liquid ready to go.

RE can appear more risky to some because it isn't liquid like stocks and frankly, most people don't know the 1st thing about RE.

They are an over-leveraged consumer who has no business risking their family's liquidity so they can call themselves an investor!