I did a investment lending to a company for land development project.

Ultimately would like to make connections so thank you SO much for your time and willingness to lend a hand to a new investor who is staring down into that water, wondering if this is the right leap...Much appreciated,Jon

I am not a W2 employee so constantly limited by my DTI when it comes to bank lending even though I am savvy with saving, house hacking, etc to keep my cost of living down.

There is a home in Tampa I went UC with a wholesaler and told him I was closing it conventionally which they were fine with.Long story short the home is a triplex and zoned as a SFH so the lender will not lend on the property forcing me not to close and the wholesaler took my EM.

effectively, you'd either need to look for a lender that would let you use the other property as collateral (cross) so that you can avoid actually taking the cash-out (this is rare in terms of institutional DSCR lenders, but fairly common in the hard money or private money space)...

While my primary focus has shifted to the lending side, I'm still involved in construction, specifically TI work and for real estate clients/partnerships.

These are typically one-offs and depository institutions are in the best position to offer them.

(outside of going after your personal assets) Banks and financial institutions are too smart to be putting themselves in this type of scenario.  

Lender's require a cushion of equity to lend.  

Some lenders won't lend on them.