@Nada MohamedI recommend that you speak with your accountant and several cost segregation firms to compare benefits and prices.

My firm could do a portfolio loan on the properties. 

At the end it may cost you more than selection a premium company to start with.We firmly believe in honesty, transparency and constant communication.

As long as you're making payments on time and have proper insurance on the property, banks are happy and don't want to call a loan due. 

Your current insurance provider should offer it.

If anyone knows good insurance brokers, that would be great.  

So as long as your insurance, property taxes, property management, utilities maintenance, repairs, vacancy, and capex come to $4/mo or less you’ll be fine.

Can you please send me over any recommendations for insurance agents in Ohio.

@Charlie Martin Buying under an LLC offers liability protection and separates business finances, but it can complicate financing with higher rates and stricter terms, and lenders may still require a personal guarantee, impacting your DTI.For your first property, consider purchasing in your personal name for better loan terms and transferring it to an LLC later if needed, while using strong umbrella insurance to mitigate risk.

Magnolia has an incredible restaurant in another part of Waco, they bought a historic hotel that they are currently renovating, they bought an actual castle in the heart of the city that they are currently renovating, they own one of the largest real estate brokerage firms in the city that continues to serve the real estate market, and they themselves own several Magnolia short term rental properties that tourists can rent nightly to have the full Magnolia experience.