Security instruments for real estate loans are essential to keep both sides in line.

In case things do not work out I would like that instrument to be easily enforceable in court without necessity to re-record after say 2 years etc. at the same time I want to make sure I am compliant with Dodd-Frank Act, predatory lending etc.

The certificate was issued to the lender first and HOA second.Lender and HOA argue back and forth for a few months over ownership of the property and eventually sign an agreement whereby the lender would pay $15,000 to the HOA for past-due assessments and the HOA would release its title claim via quitclaim deed or some other instrument. 

Stat. 25-3-309(a) states, "A person not in possession of an instrument is entitled to enforce the instrument if (i) the person was in possession of the instrument and entitled to enforce it when loss of possession occurred, (ii) the loss of possession was not the result of a transfer by the person or a lawful seizure, and (iii) the person cannot reasonably obtain possession of the instrument because the instrument was destroyed, its whereabouts cannot be determined, or it is in the wrongful possession of an unknown person or a person that cannot be found or is not amenable to service of process.Keep this in mind when looking to buy notes with collateral in North Carolina!

Your basic smoke/CO detectors will not detect a NG leak you will need the explosive gas detector units 'First Alert' has one.The one I useUEi Test Instruments CD100A Combustible Gas Leak Detector.

You issued payment and endorsed the instrument, the bank can lawfully make payment.

For a wholesaler the contract is an extreme important instrument to structure a wholesale deal.

BP has been instrumental in my process.

Most title underwriters will require a different instrument when the LLC sales because of the issues involved with a QCD. 

There is probably a "due on sale" clause in the lien instrument.