Hey @Mordechai Chaimovitz - It sounds like you are talking about Chicago's NW side because there are definitely tons of areas in Chicago where a 2 flat can cashflow well.I know for me buying on the nw side was critical to my personal well-being and life happiness. 

If you've never done it and never looked at properties anywhere in person, how will you know what any of the numbers even mean? 

However, I think for the average person this is probably not true. 

@David To In Texas there is a way of using tenant personal property to pay past rent.

Continue to scale my personal RE investments and learn!

Here is my favorite (among several others, just as hysterical) part of this case:"...Petitioner’s testimony that neither he nor his son used his personal bedroom,living room, or kitchen for personal reasons strains credibility.

That could be a PM or you can hire a person to work full time for you. 

If you do decide to do mailer(s), then I would advise you to personalize the card and do a handwritten note. 

We take a "whole person" approach.

Account Closed It will only show on your credit report if the person who is holding the notes goes to a servicing company so it is recorded.