(above) illustrated.

You've illustrated my point better than I could - thank you :)

I attached a little doodle I just to illustrate this.

For example for illustration:  Original Price: $1MOriginal Loan: $750k (75%) -- we paid 1% for the loanNew Value: $1.6MNew Loan: $1.2M (75%) -- would we expect to pay 1% ($12k?)

You illustrated exactly what many of us have been saying all along, me in particular, only to hear that there are "x" amount of hours in a week and more $ would be made from self managing.I could not agree with you more and I think it is wise for all the others to take a close look at what you have stated/illustrated.

To illustrate this, if you invested $100,000 in a savings account at 2%, after 30 years you would have over $180,000.

but just a simplified run down to illustrate the difference from what I've gathered so far on Bp.  

I was clear that my illustration was based on annualized non-compounded return.

I recently saw an info graphic that illustrated Canada's overpriced housing cost relative to rent.

We earned a very nice amount of interest by having our deposits sit in the money market account until needed to pay bills.Mortgage accelerator systems work on the same principal as in the illustration above.