Yes it hasBut the market is hot for homes

How do I get them in hot water with the insurance commission?

Also, what kinds of properties are "hot" on the valley?

You likely need to be in a very hot market to have a sufficient buyer pool at this price point.You do not state the condition of the property. 

The rental market has been super hot here the last two years.  

For instance, i bought a HOT house from a wholesaler and because i knew all the bank needed to do was order the appraisal and analyze the budget of the rehab and then the ARV, I could close in 2-3 weeks.

Hot spots in my town are going to be located closer to the Cultural district lately.  

Taxable value right now is about $2,300,000-Loan:  Full recourse 75% LTV (including 75% of $450,000 rehab budget), 5 yr term, 25 year amortization, 4.5% interest with interest only year 1-Age: 1968-Individual HVAC and Hot water heaters-9 down units have been "down" since 2007!!

Recently, it's been a hot market in Atlanta.So, where are the pain points right now?

I want to buy/Invest in Real estate, my problem is – If I buy sometime to live myself then it has to pass in my criteria, near to My office, near to My friends place etc, which makes any candidate home way more expensive.I am thinking of buying an investment property while living in a rented home.. again Seattle market is very hot (the way I see it ) because rent you get it lesser than your monthly expense for that house.