By that time, they don't have the funds to pay the default and additional fees to reaffirm the mortgage to keep the home, so the property is seized.Bottom line, many Pre-foreclosures in CA go to foreclosure because the owner is hoping for a hail-mary other than the one we give them. 

The main issue for the  plains  for  insurance is hail ,and wind damage very few tornadoes .

Hailstorms are fairly common so you'll want to be sure that your insurance policy covers hail damage.

Wind, Flood, tornado, Hail, or third party damage or theftcan still occur.

You can often get a 2-4 hundred hail credit a year from your insurance.

@Hisashi N. it sounds like you are in the 3rd quarter up by 50 and you want to start throwing hail marys.

Hello@Bryan CoughlinI must begin by saying "Hail State!"

If you are a multi-property owner, and your units are insured under separate policies, your deductible will apply, per location, if you are on what is typically referred to as a “package” or “blanket” policy, your deductible usually applies per occurrence (with exceptions, such as a "percentage" deductible for wind/hail).

I have a property we are flipping that needed some roof repair, and one of the contractors we had out to bid it, mentioned that we had a recent hail storm and that we ought to try to make a claim.

Hailing from NYC/NJ - looking to start with a property around my area and then expand to out of state ventures.