Spencer at Lawrence Johnson is excellent, he is my manager for both of my rentals.

@Gabe Morrell My post reply to you is going to read like I'm discouraging you; just know that I firmly believe investing in real estate is excellent and there are few places I'd rather put my money.  

You may also get the rate in the low 7s doing a refi on the first if you have an excellent FICO. 

Good battery life, strong motor, works excellent.

Wow that is some excellent info!!!

We are going to invest in very good neighborhoods and rent it to excellent credit history tenants.

With an unwavering commitment to excellence and a deep understanding of the intricacies of the commercial property market, I stand ready to be your trusted advisor in all matters related to commercial leasing, buying, and selling.Whether you're seeking to acquire a flagship location, divest underperforming assets, or secure a lucrative leasing opportunity, I invite you to connect with me.

Coach Carson has an excellent video on self management this month on youtube. 

Essentially, doing your financial due diligence (running your numbers) with any analysis tool (BP Calculator, or an Investment Property Excel tool you can find on google) is a more responsible way to approach seeing if a property will show signs trending toward a good investment, or bad one, against your criteria.

Additionally, American Express provides credit lines tailored to real estate investors' needs AMEX Blueprint Business.Chase Ink and Navy Federal also offer excellent credit card options for real estate professionals, with the potential for high credit limits up to $100,000.