Sorry, this just isn't a ringing endorsement for CT.

Does BP not vet these lenders before featuring or endorsing them?

My understanding is if there is a fire, and the fire damages the building, the structure would be covered by the commercial policy issued to the HOA, but if the fire also damaged furniture in unit #6, then it will be up to whatever insurance the owner of unit #6 John Smith covered.So one of the units is being sold right now and the mortgage company of the buyer is requiring equipment breakdown endorsement coverage to be included in the current HOA commercial policy. 

For contact information you'd need to skip trace them and there are countless services that do this with varying degrees of accuracy.This isn't an endorsement but this is one: https://skipgenie.com/

The following is a paid CELEBRITY endorsement for the J Scott Center for Kids Who Can't Real Estate Good and Who Wanna Learn To Do Other Stuff Good Too and will be compensated by the alcoholic beverage of my choice.It was a dark time in my life...  

My lease state its mandatory but I dont endorse.

You will probably end up with one of two policy situations.A owner/occupied homeowners policy endorsed for the multifamily dwelling - I have no clue what New Jersey offers but there are carriers in Ohio that will do this depending on how you title the property.A landlord policy for all risks associated with the dwelling plus a renters policy for your self to cover your personal property and personal liability. 

The issues are numerous and go much deeper than what appears on the surface initially.Folks need to stay away thinking the can be drafting anything at all as creative financing, I say that based on experience, if it were a good idea I'd endorse it, but it's not.I don't see how a 9 year balloon keeps the seller happy and you out of court, the seller may be a great, easy going guy, his attorney may not be and his attorney will have more influence than you will.Erick, I see you're new, check out people's profiles and consider where advice is coming from in posts, it may give you greater insight to their advice. :)

Not an endorsement, just info to recon as I have no direct experience. 

@Jay HinrichsThe CA BRE ("Brokers") license is sufficient to originate and broker loans, in CA.And, if the loan is not for personal, family, or household use, you are not subject to SAFE and therefore do not need the NMLS endorsement.