No separate entrance to the second floor, however could be easily built. 

Without it, you could very easily make a big financial mistake. 

Having owned, and been around horses before (for years), they can cause a LOT of damage very easily.

Places would no longer appraise.People cannot sell their homes easily either as there has been a flood of inventory, seller expectations are still yesterday’s prices and days on market are through the roof.I personally know a number of people that have went bankrupt, lost properties and a ton of people that have lost money in the six or seven figures.People that purchased new construction years ago are not able to close on their purchase as they are now worth much less and can’t afford the payments.

You know what would easily address all this?

Sure other products are less durable, but they are cheaper/quicker to install and you can update the flooring easily in the future.

I would try not to overthink this too much and would easily go with new appliances for all of the reasons mentioned above.

I do have a good idea what bids will be accepted on the aged inventory.HUD does not negotiate in any way and any counters you receive are generic and as discussed here often are not counters at all but an invitation to re bidEven if you do not have MLS access you can easily track the price reductions via sites like Realtor.comAs always, I will be happy to help anyone with the process if I can

The kitchen offers sleek stainless steel appliances, a spacious kitchen island complete with seating, a large pantry, and an adjacent dining area that provides plenty of space for entertaining.

These packages can be easily emailed or handed around and you’ll have no control over whose lap it falls in.