I do feel that stress testing a balance sheet is the only way to really look at systemic and catastrophic risk, especially in situations where effects of risk to repay is not independent. 

just keep testing and talking to people in the industry

HI GUYS I HAVE GREAT NEWS  I JUST PASSED MY REAL ESTATE TEST IN NEW YORK.

HI GUYS I HAVE GREAT NEWS I JUST PASSED MY REAL ESTATE TEST IN NEW YORK.

If not, you might look for another agent who is understanding of the principle of a property paying for itself; one who also owns investment properties.I use the 1% rule before looking closer at a property, because my area fits this test: the monthly rents have to be 1% of the list price.

I myself am not. and most flippers are not GC's  so all of us non GC's need the developers license.. now there is no test just pay the fee. you must have proof of insurance and a 50k bond.. the bond and insurance for those that have little to no money or bad credit can be a stumbling block.

I would be reluctant to build and try to test anything inside the RV that needs to be fireproof.  

Account Closed $60,000 loan in Michigan usually doesn’t fail the points and fees test so I am very surprised you are having such an issue. 

I looked up a foreclosure address on Zillow in your county to test these on:21 JUSTIN LNCROSSVILLE, TN 385711.

One way around this is to screen your tenants and only accept good applicants that pass every test.