@logan @Logan M.don't tell these people the truth we don't need them in our niche, no competition is great 

. - Competition & Negotiability : If you're looking for more time to analyze deals and an open dialogue on dealmaking, Oregon has proven to be somewhat of a playground.

Disclaimer: this post may or may not have been inspired wholesale from me stealing ideas from a mortgage client (but not a car wash in Georgia, so you are not their competition).

This is not great compared to areas like Gary Indiana where rent is $1500 on a place costing $100k but the social advantage makes me feel better as less investors are willing take lower profits (less land lord competition) - and I know the returns will come in equity in the areas I want to invest.So the core questions - 1. would DSCR work well for me?

Will this impact our ability to get competitive financing (we are both well qualified as individuals and even more so together)?

I live In New York so I feel the competition would kill since I’m new to this whole thing.

Also, we are competing against other PM’s so we need a competitive advantage.

It's largely dependent on things like price competitiveness, your customer service abilities and ratings, property features, location, etc.

@Mark Adams, you are attempting to enter one of the most competitive fields of any real estate related business.  

Shop Around: Compare rates from other commercial banks, credit unions, or online lenders to find competitive offers.5.