@Ryan BeckerWhen overseas, I have signed in a consulate and by video with a Virginia attorney.The consulate option was more expensive and time consuming AND I know that in some countries they are closed nowadays.

I currently work 2 jobs (Casino and Movie Theater), but during this whole Covid19 experience I am really asking myself...

Nowadays Google Sheets and Excel both do amortization, so with a few formulas, you can see when you’ll break even.

Honestly, I wouldn't nowadays until the political winds change. 

I was wondering what rate is normal nowadays. 2) the closing cost for a $90k property seems high.

If you’re charging 650 a bedroom you better have the entire home updated from bathroom kitchen to windows and everything looking 21st century because most of these college students don’t want to settle nowadays ebcause it’s not like what it used to be.

Yes, Gary does have a casino coming.

.), Riverboats, Casinos, historic, etc. 

At the same time I'm trying to put a mortgage on my newly rehabbed investment property (this is the reason my DTI is high, used my money, CCs, HELOC to rehab the place, this property is clear of debt), of course this is #1 priority since this will get rid of all the bad debt, same issue DTI but supposedly a big chunk of the new loan will be used to pay off the debts right off the bat and will not count against my DTI, lets see if it goes thru, everything is a mess nowadays and takes SO long. 

It seems like this is fairly standard nowadays with properties that are tenant occupied.