Rates on this loan have gone up in the past year, and will likely continue ticking higher...at this pace, it won't be long before this loan hits 7%+ interest.Good / bad is that while this refund check would completely wipe out this particular loan, it'd take pretty much the entire refund check to do so.In case it helps, I have no CC debt (making this student loan the highest interest debt that we carry) & 2 car loans (one is like 2.6% and the other is like 3.5% -- so both auto loans are low interest).So...save this check to go toward my first REI venture, or get rid of this loan once and for all?

This can help you raise capital at a faster pace than through RE investing only.For example, because I can’t just show up and compete with you, your company has a distinct advantage.

Here is why INFLATION and not DEFLATION is on the horizon:In the past year, production of goods worldwide is retracting in accelerating pace.

I agree that there are still alot of loans to adjust but if the lenders modified them at a greater pace that could eliminate some foreclosures.

To replace them I have to hire a manager at 30,000 and if food cost rises I am at breakeven.I do not like renting a space because the lease at some point will start rising creating a reverse mortgage affect in that your costs keep going up but your sales and profit may not be able to rise at the same pace due to market conditions outside of your control.At least when you have a mortgage you can take tax deduction for owning the building the land is on plus you are getting principal paydown and hopefully appreciation and cash flow.So from the get go a seller says the value is XX and I say the value is YY because when I buy it this is how it will be operated.

In truth this is already happening but it is at a slower pace so from day to day it is not as noticeable.

If I had that problem, this would be my list:Nikon DSLR, and a new piece of expensive glass to go with it.Wacom Cintiq Apple MacBookProContractor Rack for Truck (Pace Edwards)Full Metal JackRabbit (Pace Edwards) for truckDrive around Bucket Bobcator just buy another rental :D

And yet I'm STILL considering wholesaling the deal, taking a 7 figure windfall and waiting for the crash because I doubt things are going to hold up another 18 months.Even if the Fed doesn't hike rates further (and they've got $19T reasons not to raise rates), the coming inflation in expenses (when they bring in the next round of QE) will not keep pace with rent increases and NOI will suffer, causing serious refinancing problems. 

What I do is keep an extra washer and dryer in my garage so i can just swap them out and fix it at my own pace.

If i were able to sustain this pace I would average 1 property add per month and double what i set as a target. crazy. thanks for reading.