I read an article about purchasing homes directly from the bank without using a realtor.

I have noticed whilst reading some of the articles and guides on here that some of the situations and examples don't really fit how New Zealand works, however I still don't know a whole lot about how New Zealand works either.

BP has a lot of great articles about the process.

I was reading this article this morning and thought I'd share it with the subject matter experts on the forums.

Let me know if this article below helps at all!

Currently reading one of the books and reading articles on the blog as well.I'm sure you will reach your goals.

I was reading Justin Pierce article on all the cost to flip that house and I wanted to know a few things.

. - thanks for sending your article!

I've been listening to pod casts here on biggerpockets and reading articles and books.  

What this means is that no traditional mortgage company will finance the home as the 2nd lien holder so if you plan on refinancing or selling the home, you have to pay off the "program" to be able to do so.(3) Some of these "programs" have penalties attached for early pay off or transfer of loan to another.(4)  The interest rates on these "programs" for these loans are high as many of them do not use credit scores to qualify people seeking the loans.Finally, there was a recent news article in my local paper about the "HERO" program [one of the green programs] which warned about using the program for these very reasons:**Beth Mills, a spokeswoman for California Banking Association, said in a telephone interview that any program that makes homes more energy-efficient is valuable, but the financing structure is problematic.