In other words, could lenders and investors in MBS require a higher return because of the data now show that people on average are prepaying their mortgages more slowly?

Based upon our data, we’ve identified the ideal market.

In Virginia we are not required to disclose the other side’s data on the closing statement.  

Id be interested to see the data on how many people book an airbnb not due to a major attraction.

If you don't know what you are trying achieve, specifically, then you will never figure out how to get there.

Thanks Jay, NV's a non-judicial state and I'll check out that site, does it include ALL the upcoming auctions and, more importantly, does their data reflect postponements and cancellations??

Depending on how much you put down, your goal is definitely achievable.

If your objective is a given gross profit then you may be forced into doing higher risk, but less competitive and higher profit flips to achieve your goal. 

Their data and skip tracing isn't the best, but as you noted its cheap (you get what you pay for).

So is your comment about passive investors wanting ROI that are only achievable (on a SUSTAINABLE basis, and without undo risk) by knowledgable, experienced active investors "in the game".