No of course not.Now if you lie and deliberately mislead the property owner of the value of the property that is a different story.

What I have noticed is when showing a property and the potential tenants want to paint, add/repair a fence, add gutters or just have a ton of questions about changing the look you may have a high maintenance potential tenant.If i have pictures that the problem was not present when tenant moved in and it looks deliberate then I charge their SD.

I've found that they are usually pretty inflexible on price when it first hits the MLS, unless they're aware that the house is in terrible condition, although sometimes they will deliberately price it low to try to start a bidding war among owner-occupants, as Jason mentioned.

Fraud defined: intentional deception resulting in injury to another person, imposter; a person who makes deceitful pretenses; something intended to deceive; deliberate trickery intended to gain an advantage.

IN MD the former owner has a statutory right to challenge within 30 days and deliberate fraud must be proved to overturn after a year. 

In 2008 to 2010 as many folks choked on NPN's, risk assessments where high and investors wanted adequate compensation for the perceived risk.This same feedback has come from my observations and dealings as well as discussions and dealings with some of the top market guys like JP Morgan, WP Global and Citi.

I thought it was an REO because the auditors site said JP Morgan Chase owns it.

Yes the lenders can certainly call the loan if the equity is less than what was agreed upon when they initially gave you the loan They could even call the loan if the DCR (debt coverage ratio changes) All these conditions are set in the language of the mortgage note In 2010 and 2011 this happened in many areas of the country and was the excuse for the federal regulators to shut down some banks and turn over their assets to the big four (Wells Fargo, Citibank, JP Morgan Chase and Bank of America)

This action is deliberate bad faith because it limits the escrowed amount agreed contractually and intended as security against damages.Good luck collecting it, because even if you win the judgement there's no way to enforce payment except through credit reporting and the possibility of settlement to clear the reported bad debt.

When we got him out, we could see that he deliberately did damage to the unit (holes in walls, doors ripped of frames, food left out to attract critters, etc. etc).