(d) Any one entitled and desiring to redeem shall be granted a credit as against the amount of money required to be paid for redemption as follows:(1) For all timber cut or sold on the land by the purchaser or his or her transferees, during the statutory period of redemption.(2) For any oil and gas, minerals (including coal bed gas), sand, and gravel, taken from the land or sold, and for advanced royalties or bonuses received by the purchaser or his or her transferees, during the statutory period of redemption.(3) To the extent the value of the property is diminished when any structures or buildings are changed, removed, demolished, or destroyed by the purchaser or his or her transferees during the statutory period of redemption.

Sounds like you might be better off to cut your ties to this one sooner than later. 

Thank you Rachel Every time I've mentioned seller financing she cuts me off and says she's too old for that .lol

A lot of people will disagree with this and say cut the cord and evict them, but I think it's worth trying to keep a solid tenant.

And they accept PayPal, which for me says "Buyer Protection" - which is what helped me cut the skepticism and try them out, and - WOW!

I owned a property by the time I was your age but didn't have my head on straight..you have plenty of time, so take it.

Hello Carlo,I've used Quickbooks virtual bookkeeping services to manage 4 bank accounts for 2 companies.My stuff is pretty straight forward, not too complicated.I pay $300/month + an additional $65 for using the software.All the best!

I've got some cash saved up but no where near enough to cut it. 

If so, the law on this is one of the most straight forward ones out there:CA B&P 7030.5 (https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?

Obviously HOA fees are usually pretty outrageous when compared to properties where there is no HOA or it's a typical SFR neighborhood with typical HOA dues for things like cutting the grass in common areas, or servicing the neighborhood pool.