As far as location goes, SE Minnesota.

Honestly, I can't really say on whether or not I am 'passionate' about real estate per se.

Not really a short sale per se, might have been accrued interest on a NPN that was dropped is paid.Forth, any lien holder, a materials or labor lien from a past project to be paid or arranged to be paid.Fifth possibility, some liens are forgiven by municipalities, partially paid, sewer liens, lawn cutting or clean ups can be negotiated and released.Last that pops to mind, they could be talking about an IRS lien or state tax lien.

You aren't a collection agency per se, but you can file to foreclose if the owner doesn't redeem the lien.

Its a local credit union here in SE Wisconsin, Educator's Credit Union: they offer free reports and score, and its a soft inquiry, so it doesn't affect the number of inquiries.Im not sure what other credit unions in other states offer that type of program.

Since the taxing will pass through to my personal income thus the same as sole proprietor and I will have to pay SE taxes anyway, so there is really no tax benefit.

By the way, we are in Mexico currently, and three months ago, we were in SE Asia! 

I don't think there are any "AI" appraisals out there per se.

In doing do, you will convert self employment tax free income to SE income.  

While "non-refundable" is not illegal per se, if the lease was broken it is the responsibility of the landlord to mitigate the damages.