Suggesting security measures, like motion lights or cameras, is also reasonable given the circumstances.

But if I buy a property where the numbers pencil out negative, before any unforeseen issues, then in my current financial situation I feel like I'd be overexposing myself.

Just another factor to consider - if you want to keep your monthly payments the same, do not under any circumstance swap the debt over to some other debt instrument.

Refinancing with a focus on DSCR is a smart move when the timing and circumstances align.

One, the investment may have been one that worked well but a mostly unforeseen occurance happened, to either the economy in general or to the subject investment in particular.  

If you get audited, this will be good to have on file.3) That's tricky, the dash 4 grouping election is based on facts and circumstances.

That basically leaves you with investors and buyers with let's say special circumstances.

This can be a city or neighborhood.We manage a lot of Class C properties in the City of Detroit, so previous evictions are common.We typically do NOT allow within the last 3 years and we want to see stable employment, income and no other major credit issues since.For Class B rental we're looking for no evictions in last 5 years.Class A, would be at least 7 years.Of course, there are exceptions to all of the above for extenuating circumstances the applicant is willing to provide acceptable documentation for.

Unless someone specifically wants to work with us, they have a tough scenario in terms of qualifying, extenuating circumstances... so on and so forth.... 

It’s advisable to consult with a tax professional or financial advisor to determine the most appropriate approach for your circumstances.