I wanted to ensure that she understood what I was trying to communicate.

Understood.

This is not often understood but can seriously effect your flexibility in the future.  

Had a call yesterday from someone who did seller financing, did not use an attorney and has no idea what they even signed or understood the terms.Mind blowing

Your fear of the system is unjustified and would be elevated if you actually understood the law and how it is applied. 

I never understood it to mean chasing cash flow.

If he isn't open to that, you need to find another contractor.Thanks Jeff so here is what I understood - EZ or construction permit - Step 1Mechanical permit - Step 2 for the HVACPlumbing permit - Step 3 for the new bathroom to addHow long does it take for the town to send someone for the inspection for these 3 permits?

I think a greater appreciation for the work lenders and brokers go through needs to be understood more.

However, I had insurance coverage that I was advised was appropriate and I operated by what I understood landlord/tenant law was and used professionals.

You are behind the debt, as is understood, and behind any contractor liens filed on the property.