Most of us have passions that will never be followed, amazing businesses or ideas that will never be pursued… unless we can solve the Cash-Flow Freedom Equation, which ultimately leads to Time-Freedom.

Investors often obsess over how to defer tax obligations and ultimately make poor investments due to being hyper focused on taxes.

Keep in mind that DSCR loans are how most investors have scaled. whether its residential DSCR or commercial DSCR at 5+ units. personally, i like them better. few reasons why:1. seasoning period is only like 10-30 days vs 60days going conventional2. seller max contributions DSCR is 3-6% where conventional its only 2% max3.

Even though your Realtor might be good and helpful their ultimate goal is to get the house sold and no one will see the vision you have set for yourself, in the same light that you will.

My Roth were all contributions, no conversions, but I can say I have seen many convert from pre-tax to Roth  

@Kevin Hoover, with certain types of entities it is possible to contribute property to and distribute property from that entity without triggering a tax event. 

Ultimately it's less of a science than an art, but people rarely truly change so what they did is probably what they'll do.

I have personally seen that scenario take place and what ultimately happened was that the company just came back to the debtor and said, "You have to come up with $XXX,XXX for us to be able to qualify you for help.  

Looking forward to connecting with you all, and I hope to contribute to the community as much as I learn.Thanks,Hayat

There is an exemption for a “crowdfunding” type of retail offering, with limits on how much of their net assets an investor can contribute.