There are some home loan options that require as little as 3.5% or even 0% down.

Typically 75% of rental income can be applied towards your DTI for qualification. 

A typical BRRRR in DC creates $200k in equity.

As you are living in the US and might this virtual LLC office work, it could be an interesting option. 

Generally, the biggest difference is that DSCR Loans often have prepayment penalties attached which typically will have a 1%-5% fee if you prepay the loan within the first five years so its the "risk" of having to pay a little extra fee if you sell or refinance the property pretty early on.PS - check out this series of 10 articles published on BP on all things DSCR Loans which can give you a full rundown on everything you would need to know when using this type of loan!

Most 1-4 unit real estate investors are using DSCR loans right now for any buy and holds while flippers lean on higher leverage bridge/fix and flip loan options with higher interest rates.

Another option is to put an electronic deadbolt on the front door with a non-locking door knob.

Current HELOC rates are typically 8-10% depending on your credit and lender, though some banks offer promotional rates.

Hey Frank, not sure who you're replying to but I want to emphasize based on what you said pretty much EVERY mortgage broker should have 10-20 options of lenders who can do this.

In that case, you’d typically need to file a legal challenge, which could involve going to court and showing that the restriction is unnecessary or unreasonable.The best advice I can give would be to consult a real estate attorney to understand your specific situation and options.