I agree with everything mentioned by Carlos.  

LTV would be determined by the type of loan.

Then you can read a more in-depth book like The Book On Rental Property Investing by Brandon Turner or The Unofficial Guide to Real Estate Investing by Spencer Strauss.2.

By this logic investing in a new roof also doesn't make sense.

Told them to do a drive by and call me back with an offer :)The person who called you probably just spent $15,000 for mentoring and “education”, and is now in panic that his 250 cold calls have not produced anything .  

Originally posted by @Renita G Ezell:@Kevin Chandler, I agree with everyone's comments about investing in Hartford and New Britain.

The first alone in your example is at a 94% LTV Loan To Value ($375,000 1st divided by $400,000 value) and the wrap mortgage is underwater at 101% LTV ($405,000 divided by $400,000 value). 

I've done this with my properties because I'm well known in my small town and don't want people to know what I own.LEGAL PROTECTION: By placing your assets in an LLC, you are legally separating them from your personal assets.

i understand that's very general and each is a case by case basis; we've viewed a couple of them.

.: I was told by my PM at a recent move out it was now considered normal wear and tear and you couldn’t charge for it.