Allegheny county (which is the County the actual city is in) has actually closed their voucher program to new recipients and are supposedly backed up on a 2 year+ waitlist to process what is in the queue.

HUD has been more responsive than the people supposedly representing me at Chase.

I suppose that it depends on how the math works out...

We were supposed to be in and out of this deal within 18-24 months.  

Fridge filter is like a lightbulb it is a consumable that they can get or not get, makes the water better or I suppose the fridge smell less but it is not essential.   

Additionally AB2533 should grant more flexibility courtesy of its language to limit the city "impact fees" - like that $8k number - so that a good chunk of those fees can be waived since the state is now supposed to reimburse the city for those fees in lieu of you paying them. 

I guess I was supposed to be impressed by that.

If the exchange attorney makes a mistake and fails to file exactly when and how they are supposed to or if anything else goes wrong, you lose your tax benefits.

I’ve got 2 now from the original 80 that are actually supposedly filling out the application.

You shouldn't be creating contracts supposing you are the mortgagee until you are the mortgagee.