It is mind-stimulating when you have to find the right option for someone who needs financing but has been rejected by lenders before ( those are usually my clients ;-)3.

On a short to medium term that's stimulative to the economy.

I found charts 7 and 9 shocking simply because they made points that I hadn’t considered before - the massive amounts of people 12, even 24 months delinquent on their mortgages, but still in their homes, happily spending away the money that they should be paying on their loans, and artificially stimulating the economy in the process so that our current administration can spin this into good news - consumer spending is up!

Even if it is just inflation at work, the positive vibes driven into the economy is very stimulating and helpful.

It's obvious that with a generally softening market (props to you if you're going strong), developers/investors might be banking on a 2017 oil price improvement (no don't worry, I'm not taking this thread there) to stimulate housing back up to last year's highs so they can sell at prices they originally projected when making their land acquisitions.

It is actually more of an economic stimulus plan to keep people fully invested and to stimulate transaction volume and activity. 

This type of thinking stimulates a different part of the brain as now when presented this way you start to think “**** that’s only a lunch or two out a week, maybe a couple shots at the bar on Friday night or something along those lines and when you look at it in that context it makes it hard to pass up on the house you really want for just a couple shots of whiskey per month or lunch out occasionally.

One other point, on the residential side we are a very long way from the bottom from a few years ago and much of that is due to artificial stimulation from the FED.  

I know it's a "non-answer" but I hope it would stimulate your creative thinking. 

I for one believe it is much more productive to cut taxes to stimulate as reagan did than have the government administer any other type of "spending program".