HiI am starting my real estate journey in 2025 and started connecting with agents and lenders. My lender is suggesting me to buy property under my name and then transfer it to LLC later as there are not many financing...

Selling and reinvesting in higher cash-flow properties or other opportunities might provide better returns.

It could appraise based on rental income.You still can't sell or bundle your Airbnb or Vrbo account.

I have 2 options:- finance the construction pre-selling the apt, and take my profits (expected to be around 700K pre-tax); or- finance the construction with a 6-7%/year loan (collateral = my house), keep the 10 units, and once the building is completed in 24 months, rent them for circa 180K/ year gross.

If I had the business headquartered at some commercial or industrial space, I could deduct the entire cost of the space. 

Are there any here in this forum or do you know of anyone?

@Janine Sharma The decision to classify your onsite mobile home park property manager as a W-2 employee or a 1099 contractor depends on the degree of control you have over their work.

If after interest rates spiked a buyer waited for them to drop back to 7%, they would have waited 21 years til 1993 for them to get that low again.Hope he isn't holding his breath.

You can use FHA with 3.5% down or Conventional with 5% down for a property liek this. 

Believe me, I’ve seen my share of ups and downs: from navigating interest rate spikes to figuring out out-of-state managment back when online tools weren’t half as good as they are now.