Hello everyone I’m a semi-newbie investor.

@Timothy Grothuesmann  you missed my second post were I stated your first position is a semi common occurrence.

I work as a Private Investigator for the state of California and a semi retired social worker of 25 yrs.

Cat food left out caused a visiting mouse issue (semi-rural location), so she wanted US to get an exterminator for the mice.

Are there any local or semi-local banks that offer loans to those with no experience?

The one benefit of a semi-locked market is that you won't get left in the dust.

Given the size of the income you are working with in semi-retirement, one would assume that you do have substantial capital to work with, or at the very least can accumulate it fairly quickly, so on top of just real estate tax savings strategies, you would also likely benefit from a team who has subject matter experts in estate and gift planning. 

Previously, I dedicated many years to selling custom and semi-custom residential properties for a highly respected and well-known builder in Atlanta.

We're currently shifting gears to custom and semi-custom homes. 

If you talk to engineers and AI companies that also build robots they say the very complex tasks are many. many decades away from semi-automation.