Of course that would change if there was a screaming deal where the numbers absolutely positively worked.My first house had a loan at 18% so the Int Rate alone is not a deal killer, but you gotta be careful because it will suck up your profits real fast.Can you sell the duplex and free up $150k cash?

With the Advent of the Internet and many jurisdictions putting the Auctions on Bid 4 assets  you simply dont get the screaming deals like you used to.. to much competition and uninformed money going after the deals. 

Further, theOwner shall not hold the Agent liable for any error of judgment or mistake of law except in cases of willful misconduct or grossnegligence. we always have our attorney bloody the heck out of this.

For Christmas I put up Christmas lights she called me screaming and yelling and telling me there's no alterations to the home.

With respect to the property you are trying to buy, it doesn't seem like a fact pattern that screams creative financing. 

This always screams red alert when they already can’t pay something 

Others will kick and scream and demand you give them three months of rent free.Talk to your renters and get an idea of their expectations, then develop fair compensation.

I am relatively new to deals with just one positive cash flow resi property but CRE has been screaming out to me.

To illustrate my ccomment: if you invested in Tesla stock four months ago, it has gone down - no one is screaming ponzi. 

Screaming high / fast interest rates employed by the Fed, $10 Trillion in federal spending, extremely low home sales, corporate earnings revised lower and lower, inverted yield curve for Treasury Bonds, etc…, all indicated a recession on the horizon.