You and this private person you met hammer out the details of the loan at the kitchen table so to speak and you seal it with a handshake and your reputation that this Private Person already respects or whomever introduced has vouched for you.But if a man opens a lending company tomorrow with 50 Million of his own capital and he checks in on the HML market to see what it bears and he copies his products and UW guidelines and now is he PML or HML? 

The bleeding is now over and you can move on with a quality tenant that will provide you the cash flow and property respect that you deserve. 

Reality: LOL.You can do a similar comparison for the Biden 2020 tax plan yourself.Worth noting: both Trump and Biden had the benefit of their respective parties' majority in both chambers of Congress during the early years of their presidencies.

I drive a Tesla… it’s a really fun car… but has so much acceleration you can get yourself in a dangerous situation if you don’t respect its capabilities… especially as a new driver.  

I still respect their opinions.  1.

I find this discussion very informative, and have to say I appreciate how civil and respectful it has been despite opposing views.

He's been a BP contributor for a long time and is well respected.

Gotta respect the wise as long as they aren't cheating, lying, stealing or have malice intention. 

Those states are essentially bankrupt and they are experiencing a net annual migration out of their respective states.

How much of this do you feel you need to supervise, and how much can you say "be respectful" and have them work out?