Trust me I’m all for tackling a tough project and remaining optimistic, but I would reconsider your renovation costs on this one.

You will have negative cash flow and will only be able to rely on appreciation to profit....extremely risky.Additionally if plan A is a serious option for you then you are a very low risk investor and may want to reconsider directly investing in real estate and may be better off putting your money in a REIT.A investor, assuming they have the ability to move, would sell the CA property and move their money to where it can actually produce positive cash flow.

If that's it, it will force you to reconsider BP as a credible source of answers.

I would suggest leaving your offer on the table, as time goes by if they don’t get anything better they may reconsider.

I reasoned that since I have never made a late payment and the bank made good money every time I used the balance transfers, they would be happy to reconsider.

He should be able to tell you in general what’s doable and what things you might want to reconsider.

If they want an interior appraisal they will soon find out this isn't possible, so may reconsider their lending criteria.  

If you feel that a post was removed in error (moderators ARE human and we do make mistakes) then POLITELY ask that they reconsider.

The carport/garage thing we've been reconsidering.

If you are concerned with paying off the debt then you should reconsider your chosen strategy.The refinance loan interest is of no concern to me.