You would have ongoing filing requirements with the State and would need to keep business records and documentation.

Has anyone had experience using this financing, or can recommend a similar financing alternative without the overhead of joining an inner circle?

Or recommend any builders?

You can put a mortgage into a "trust: without triggering a due on sale but again contacting your bank/lender is the best route to avoid any issues.Some banks/lenders or servicing companies change guidelines and even a trust may require other paperwork but the attorney usually facilitates that to be safe.  

If you ask the manager to justify a fee and he starts hemming and hawing, move on or require them to remove the fee.

I have been told by a contractor that the foundation of the building is intact, so it does not need to be torn down but requires a "gut renovation down to the studs."

I would just recommend renting their modem so you are always receiving the highest speed possible.   

Quote from @Esther Iroko: @Nathan Gesner please don’t have any attorney that you can recommend.

Credit is a factor as bad credit may limit options, or may have the lender require you to put 10 or 20 years of taxes and insurance into escrow. 

Nothing has changed for now.2024 update: We recommend eFiling for everyone, however starting this year eFiling is mandatory if you file more than 10 forms.2023 update: The IRS (finally!)