But most people also realize that money is usually tight and many people don't have $400 for an emergency let alone a bunch of extra money to put against their mortgage.

I realize this is a post Covid area and things are not as hectic as they were.

Realize BP has a boot camp program but don’t know what that entails.  

A true win-win I realize this is biggerpockets so we’re all supposed to act like real estate is the most amazing investment class on the planet.

When they realized that it was held in an LLC they denied my application.

I think too many people get into this and struggle for too long before realizing that they not been properly trained and potentially could have dramatically shortened the learning curve.   

LOL I didn't even realize that!

Over time, I’ve realized there’s no substitute for being able to walk through the property and stay on top of maintenance proactively.Ultimately, I’m in the process of transitioning my properties to a property manager.

Then there’s this glorious tax season where you realize how many things you get to deduct that others can’t, while sheltering your income with depreciation, and earning tax free income with appreciation.

Does anyone know how insurance companies evaluate these properties and whether or not real value can be realized for insurance for renovation?