Why not take the $200k cash and use as a downpayment on a $1M property that will print money and appreciate much more rapidly?

Is the property in Grand Rapids? 

This tends to occur when the appraiser is unfamiliar with the area, and the area has had a recent rapid increase in property value.  

There are new neighborhoods & jobs popping up rapidly in the area and expanding further South into Tate County, MS & Southeast into Marshall County, MS.

Im not personally a short term rental Investor but these are some of the benefits that may support your pursuit of scaling more rapidly Yes this is true about the STR which is a good option 

And for some reason as a society which is rapidly getting technologically more advanced some of us come to the conclusion that scientists can not be trusted.. make it make sense.

Just ask all of the investors who have been burnt over the past few years as legislation has rapidly been introduced. 

My wife and I have been investing in real estate for the past 20 years and we have decided we want to focus on multifamily investing in order to scale up cashflow and create wealth at a more rapid pace.

A bit pricier than Akron but we're seeing rapid growth and strong rental demand.

If you are close to that mark, we can work with the borrower to do a rapid rescore.