Nah, you could achieve similar returns with honestly the same if not lower risk, just investing in an index fund.

Let's just look at the hard numbers:Unemployment: Was 6.3% when Trump left office and is now 4.2% Consumer Price Index: Was up 1.4% in 2020 and is now up 2.5%  Median Household Income: Rose 4% during Biden and FELL 2.9% during Trump.

Even an investor with 50 years of experience couldn't have seen the price increases that hit us in 2020.Follow the cost of living index and increase your savings by the same amount each year.

. $12K passively invested in the S&P (literally just buy the index and do nothing else) yields an 11% annual historical return.

I asked how, she said she cashed out all her 401k and index fund, and did private lending.

If you want it to be passive, I think you'll get better returns by just investing in index funds.

Consider investing in low-cost index funds or ETFs, as they provide broad market exposure and diversification.Utilizing tax-advantaged accounts like 401(k)s and IRAs can help maximize your retirement savings.

Dump the money in SP 500 index fund and spend time on other things. 

Chad Littell from CoStar notes that while institutional investors adjusted their strategies early in response to rate hikes, individual investors have only recently begun scaling back.July Sales ReportAccording to CoStar’s July Commercial Repeat-Sale Indices (CCRSI), the equal-weighted U.S. composite index, tracking smaller market sales, showed only a 0.2% price increase from June, with prices down 0.7% year-over-year, marking the first annual decline since 2012.

I'm not saying This is the best area to invest in I'm just saying I was surprised at the amount of open ground and how far I could see in the distance.Just my 2 cents.From the  internet (NOTE I did a virtal drive through not in person):if you go there be careful.The McDougall-Hunt neighborhood in Detroit has ahigher risk of crime, with a CAP Index score of 8 out of 10.