Your best option is to terminate the current manager and switch to one with better processes and communication.

I’m committed to keeping my options open and continuing to learn about being a landlord to ensure I’m well-prepared for my first purchase.To improve my ability to analyze deals, I’ve developed a two-part plan:Join a local BP meet-up group to discuss my goals and support others.Continue learning and engaging with the BP forum.Thank you again for your guidance—it’s truly appreciated!

Like Devin said, double digit rates and you could still have fees similar to a first position mortgage.

Have you spoken to an immigration lawyer about your options? 

I would highly recommend you listen to all the podcasts from Kenny Bedwell - Cashflow Positive.

We have three potential options.The first option is for me to completely owner-finance his purchase.

House hacking is probably your best option.

Leverage is key and the diversity of options is also good.

The PM company is starting to kick a little better lately but we had a rough 2024.Always remember that every positive and negative experience when taken well is an opportunity to grow as a person and to learn something valuable. 

Positive cash flow, for sure.Cash vs.