They do require that person to have no assets, so a house in her name could be problematic.

FINANCIALS: End of January we will be 100% debt free and we have a personal emergency fund saved.

I know this is a differing topic on the forums, and online in general, but having the legal background/education and knowing estate planning concepts you'll realize it shouldn't be.  

This aligns with my interest in passive income.I realize I am not cut out for the entire REI process of consistently finding multiple properties for particular exit strategies.

A smaller paid off portfolio seemed a lot easier to manage so that is the path I was on.. but I've come to the realization if I ever want to accumulate serious wealth I will have to use leverage and scale big. 

And basically I’m just realizing I don’t know how to know if these are reasonable prices or not?

Some say we have to buy the house with them or we paid too little for the property and finally after going back and forth and submitting all our paper work and paying for appraisal they now tell us they didn’t realize that the property had so many bedrooms and they said they do not loan to properties with so many bedrooms.

Sub to us a bigger deal than most people realize.

I have been to a few of them personally its really something and the folks that own them are under the radar and make MILLIONS.

Yes, that's a problem.As this thing has gone on, I realize that "AI" cannot be taught business ethics.